--- title: Empowering the Students of Dorothy Hamm Middle School description: The USSFCU Foundation recently visited Dorothy Hamm Middle School to lead an interactive program on “Marketing, Money, & Credit!” Through lessons on consumer behavior and healthy credit habits, the Foundation aimed to empower students to make mindful financial decisions and build a secure future. image: https://ussfcufoundation.org/hubfs/Media%205_2.jpg --- [Skip to content](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026#main-content) [![USSFCU Foundation](https://ussfcufoundation.org/hs-fs/hubfs/USSFCU%20Foundation%20Logo%20HORIZ_NO_TAG-1.png?width=300&height=77&name=USSFCU%20Foundation%20Logo%20HORIZ_NO_TAG-1.png)](https://ussfcufoundation.org) - [Mission](https://ussfcufoundation.org/#Mission) - [Leadership](https://ussfcufoundation.org/#leadership) - [News](https://ussfcufoundation.org/#news) - [Connect](https://ussfcufoundation.org/#Connect) - [Programs](https://ussfcufoundation.org/programs) Open main navigation Close main navigation - [Mission](https://ussfcufoundation.org/#Mission) - [Leadership](https://ussfcufoundation.org/#leadership) - [News](https://ussfcufoundation.org/#news) - [Connect](https://ussfcufoundation.org/#Connect) - [Programs](https://ussfcufoundation.org/programs) - [Donate](https://donate.ussfcufoundation.org/) [Donate](https://donate.ussfcufoundation.org/) Jun 5, 2026, 9:21:54 AM # Empowering the Students of Dorothy Hamm Middle School [Elias Kalinen](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/author/elias-kalinen) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026) [envelope icon](mailto:?body=https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026) ![Media 5_2](https://ussfcufoundation.org/hs-fs/hubfs/Media%205_2.jpg?width=3533&height=1784&name=Media%205_2.jpg) At the USSFCU Foundation, we believe that financial literacy is more than just a set of skills—it is one of the most powerful tools a student can possess to build a secure and independent future. With that mission in mind, we were thrilled to recently visit the students of Dorothy Hamm Middle School for an interactive and eye-opening deep dive into “Marketing, Money, & Credit!” Across two days and six different classes, we engaged with students to explore the complex relationship between their personal values and their spending habits. In an age of constant digital advertising, we challenged the students to think critically about *why* they want the things they do. By discussing how a passion for sports, art, or future travel should be the true driver of their financial choices, we helped them recognize how savvy marketing often tries to steer those choices elsewhere. To give them a "behind-the-curtain" look at the business world, we explored the "Four P’s" of marketing—Product, Price, Place, and Promotion. By breaking down these strategies, students learned how to identify the tactics businesses use to attract customers, transforming them from passive shoppers into mindful, informed consumers. We rounded out the experience by covering the essentials of credit, stripping away the confusion and emphasizing how maintaining healthy habits today creates financial freedom tomorrow. By bridging the gap between daily spending and long-term borrowing, the USSFCU Foundation aims to replace financial uncertainty with confidence. The USSFCU Foundation is proud to invest in the students of Dorothy Hamm Middle School, ensuring that the next generation is equipped with the knowledge and confidence to navigate their financial journeys with success. ## Related posts [![USSFCU Foundation Presents at Dorothy Hamm Middle School](https://ussfcufoundation.org/hubfs/DH_11-06_001.jfif)](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/ussfcu-foundation-educates-7th-and-8th-grade-students-on-financial-management-skills) ## [Educating 7th and 8th Grade Students on Financial Management Skills](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/ussfcu-foundation-educates-7th-and-8th-grade-students-on-financial-management-skills) [Elias Kalinen](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/author/elias-kalinen) Nov 18, 2025, 3:12:15 PM Volunteers with the USSFCU Foundation visited Dorothy Hamm Middle School in Arlington, VA to... [Read more](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/ussfcu-foundation-educates-7th-and-8th-grade-students-on-financial-management-skills) [![ALIVE! 2026 Community Financial Presentation Series](https://ussfcufoundation.org/hs-fs/hubfs/Jarnika%20Alive%20Presentation%2001-09-26.jpg?height=200&name=Jarnika%20Alive%20Presentation%2001-09-26.jpg)](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jan-2026-alive) ## [ALIVE! 2026 Community Financial Presentation Series](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jan-2026-alive) ![Picture of Eddie Villanueva](https://app.hubspot.com/settings/avatar/263ecdabd987f8bf8a1e35d86ece202a) [Eddie Villanueva](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/author/eddie-villanueva) Mar 16, 2026, 3:37:20 PM It's a new year and the engagement projects with our community have started. Our staff had the... [Read more](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jan-2026-alive) [![Reality Fair at Jackson-Reed High School (Washington, D.C.)](https://ussfcufoundation.org/hs-fs/hubfs/Eddie%20Reality%20Fair%20Jackson-Reed%2002-25-26.jpg?height=200&name=Eddie%20Reality%20Fair%20Jackson-Reed%2002-25-26.jpg)](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jackson-reed-reality-fair) ## [Reality Fair at Jackson-Reed High School (Washington, D.C.)](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jackson-reed-reality-fair) ![Picture of Eddie Villanueva](https://app.hubspot.com/settings/avatar/263ecdabd987f8bf8a1e35d86ece202a) [Eddie Villanueva](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/author/eddie-villanueva) Mar 16, 2026, 3:41:39 PM Budgeting is crucial for one's success, no matter your stage of life, and learning this at a young... [Read more](https://ussfcufoundation.org/ussfcu-foundation-in-the-community/jackson-reed-reality-fair) [![USSFCU Foundation](https://ussfcufoundation.org/hs-fs/hubfs/USSFCU%20Foundation%20Logo%20HORIZ_NO_TAG-1.png?width=300&height=77&name=USSFCU%20Foundation%20Logo%20HORIZ_NO_TAG-1.png "USSFCU Foundation")](https://ussfcufoundation.org/) 1100 Wythe Street #686, Alexandria, Virginia 22313 [facebook-f icon](https://www.facebook.com/people/Ussfcu-Foundation/61589325357281/) [instagram icon](https://www.instagram.com/ussfcufoundation) [Donate](https://donate.ussfcufoundation.org/) USSFCU Foundation is a tax-exempt 501 (c)(3) nonprofit organization. Tax ID# 99-1506662  Copyright ©  `` , USSFCU Foundation [Bylaws](https://ussfcufoundation.org/hubfs/Updated%204.2.25%20USSFCU%20Foundation%20BYLAWS%20-%20Non%20Member%20Standard.pdf) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Elias Kalinen", "url" : "https://ussfcufoundation.org/ussfcu-foundation-in-the-community/author/elias-kalinen" }, "dateModified" : "2026-06-05T13:23:47.366Z", "datePublished" : "2026-06-05T13:21:54.000Z", "headline" : "Empowering the Students of Dorothy Hamm Middle School", "image" : [ "https://ussfcufoundation.org/hubfs/Media%205_2.jpg" ], "mainEntityOfPage" : { "@id" : "https://ussfcufoundation.org/ussfcu-foundation-in-the-community/dorothy-hamm-06-2026", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://ussfcufoundation.org/hubfs/USSFCU%20Foundation%20Logo%20HORIZ_NO_TAG-1.png" }, "name" : "USSFCU Foundation" } } ```